Forcim Kola – “Marin Barleti” University, Rruga Sami Frashëri 41, Tirana 1000, Albania
Bardhyl Ceku – Agriculture University of Tirana, Kodër Kamëz, SH1, Tirana 1000, Albania
Semiha Loca – “Marin Barleti” University, Rruga Sami Frashëri 41, Tirana 1000, Albania




5th International Scientific-Business Conference – LIMEN 2019 – Leadership, Innovation, Management and Economics: Integrated Politics of Research – CONFERENCE PROCEEDINGS, Graz, Austria, December 12, 2019, published by the Association of Economists and Managers of the Balkans, Belgrade; Printed by: SKRIPTA International, Belgrade, ISBN 978-86-80194-26-4, ISSN 2683-6149, DOI:



The purpose of this paper is to analyse the link between microfinance and tourism, explaining
how microfinance institutions (MFIs) in Albania are supporting the development of tourism through
providing microcredit to small tourism enterprises.
Microfinance can offer low income people specifically those called un-bankable, the necessary financial
support to enter entrepreneurship activities in tourism sector. On the other side, tourism development can
contribute to reduce poverty through economic development especially in rural and mountainous areas.
Primary data are used to show a descriptive panorama of the two main variables and a casual analysis
is done through secondary data on tourism and microcredit sector in Albania.
Using a Linear Regression Analysis, it is evidenced a relationship between the two analysed variables.



Microfinance, Microcredit, Tourism, Linear regression.




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