Diana Gorun – School of Law – Romanian-American University, Bd. Expozitiei no. 1B, sector 1, Bucharest, Romania
Mirela Niculae – Faculty of Finance, Banking and Accounting – Christian University Dimitrie Cantemir, Splaiul Unirii no.
176, sector 4, Bucharest, Romania
Beatrice-Tanta Strat – Highest Court of Justice, Bucharest, Romania


DOI: https://doi.org/10.31410/LIMEN.2019.81


5th International Scientific-Business Conference – LIMEN 2019 – Leadership, Innovation, Management and Economics: Integrated Politics of Research – CONFERENCE PROCEEDINGS, Graz, Austria, December 12, 2019, published by the Association of Economists and Managers of the Balkans, Belgrade; Printed by: SKRIPTA International, Belgrade, ISBN 978-86-80194-26-4, ISSN 2683-6149, DOI: https://doi.org/10.31410/LIMEN.2019



Credit agreements are regarded as adhesion contracts, containing clauses to which the customer
is obliged to accept, which can easily be defined as abusive. Because of their unpredicted and onerous effects,
it was legally established the unpredictability in the adhesion contracts, which justified the intervention of the
courts of instances to review or to adapt the contract according to the exceptional circumstances’ changes.



Unpredictability, Effects, Legislation.



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